Everyone has questions and needs more details on all areas of insurance coverage. Visit our FAQs & TIPs frequently to get answers to your questions. If you do not find what you are looking for here, please call or email us so that we can help and update our FAQs & TIPs for others...

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Commercial Insurance

Did you know type of occupation/business may affect auto insurance rates?

Insurance is based on the idea of calculated risk, and car insurance companies consider every relevant aspect of your life when they determine your rates. They often go far beyond your driving history, age, gender, and driving habits, and may ask about such seemingly small details as your level of education and your occupation. Doctors, lawyers, real estate brokers and sales people are considered high-risk. Scientists, nurses, accountants, teachers and artists are considered low-risk!

SEASONAL - Do you need insurance to sell Christmas Trees?

As a seller of Christmas trees, you need a specialized liability policy to protect your premises and products sold, including coverage for the acreage upon which your trees are grown Don't forget, after checking into your insurance needs - look into zoning issues.

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